Al Bingham

The Quest for 850

The Quest to 850 is the sister to The Road to 850 and walks through four vital facets of the credit reporting and credit scoring system. It was produced in June 2009 as a compliment for educators to teach greater financial and credit literacy. This video set is broken down into four videos:

Understanding Your Credit Report
Building Your Credit Score (Bonus section: Analyzing Your Credit Score)
Common Errors
Consumer Mistakes

Understanding Your Credit Report is a 27 minute video that walks you through the credit report with an emphasis of reading and understanding all your information from the credit reports generated from the three major credit bureaus. The graphics are phenomenal to make challenging issues easy to understand. Even educators who supposedly know everything about credit said that this video was full of information that they did not even know.

Building Your Credit Score is a 34 minute video that goes through the credit scoring system and reveals the five major factors and dozens of more sub-factors that determine your credit score. This video was rated as a must-see for everyone by 98% of the test audience before the videos were rolled out. In addition, there is an addendum to this video call Analyzing Your Credit Score which allows the viewer to walk through their own credit report and identify almost two dozen areas of emphasis and improvement to increase a credit score. This section is highly valuable for everyone.

Common Errors is a 31 minute video that identifies 15 common errors in the credit reporting system and what you can do to increase your credit score. Errors are a consistent and continuous problem in the credit scoring system because of the magnitude of the system itself. Everyone is just a number to the system and it is critically important to identify those errors. This video goes section by section in your credit report to identify some of the more common errors. Before you know it, you will identify a few errors in your credit report. This video will show you exactly how you can correct those errors.

Consumer Mistakes is a 23 minute video that identifies 12 common consumer mistakes made that can suddenly drop a credit score. This video was rated the best video of the four because of its valued information and insight. These mistakes are made everyday even by those with high credit scores. From opening an account to making a major purchase, this video will walk you through and identify common mistakes made that have suddenly dropped a person’s credit score.

 

Sample Videos

Consumer Mistakes

Common Errors

Building Your Credit Score

Analyzing Your Credit Score

Understanding Your Credit Report